Growing up, my family didn’t have much money. There were times when the light switch triggered no response because the electric bill hadn’t been paid, and we were even homeless for a time. I remember being jealous of my friends who lived in large houses and received...
Having an apartment budget is a must if you’re thinking of renting. It’s all too easy to fall in love with the perfect place, and rush into signing a lease. Only to find out a couple of months down the track that you’re struggling to stay on top of rent, bills and...
Americans used to save a lot more. “The bottom 90 percent of households saved 10 percent of their income in the first Reagan administration.” But, in 2016, according to a Federal Reserve study, almost half of Americans (46%) could not cover a $400 unexpected expense...
Acorns is an app that enables users to invest spare change. It's great for university students and new investors who want to get involved in the stock market, but may not have large sums of money on hand. It's easy to use, affordable, and provides opportunities to...
Have you heard the saying “time is money”? Well, it's true! When it comes to building wealth, the key is to start investing early. If you start to contribute to your retirement account early, your money will have more time to earn compound interests and...
We’ve all had emergencies. From car wrecks to sudden job layoff. And when an emergency hits, it can feel as if everything in your life is going wrong. Emergencies are stressful – and struggling to pay for them enhances the problem. By setting up an emergency fund...
