Having an apartment budget is a must if you’re thinking of renting. It’s all too easy to fall in love with the perfect place, and rush into signing a lease. Only to find out a couple of months down the track that you’re struggling to stay on top of rent, bills and...
Americans used to save a lot more. “The bottom 90 percent of households saved 10 percent of their income in the first Reagan administration.” But, in 2016, according to a Federal Reserve study, almost half of Americans (46%) could not cover a $400 unexpected expense...
Twenty years ago, I began living my life-long dream. I purchased a 5-acre property that was entirely off-the-grid. My new home was in an area that had no access to the services that many folks consider normal… electrical power lines, water lines or sewer service. As I...
We’ve all had emergencies. From car wrecks to sudden job layoff. And when an emergency hits, it can feel as if everything in your life is going wrong. Emergencies are stressful – and struggling to pay for them enhances the problem. By setting up an emergency fund...
Fed up with your bank? Online banks like Simple offer an appealing alternative to the constant transparency issues with major financial institutions. Simple is an online banking account for individuals looking to escape the hidden fees and issues with major banks....
Shopping for a new car is a heady feeling. If you are like most people, you're going to get caught up in the emotion of the process, forgetting your head for your heart. If you've researched car buying at all, you've read all about car-buying traps; those little...